WE'LL FIND YOUR FINANCING

YOU FIND YOUR INVESTMENT PROPERTY

American Heritage Lending works with you to structure the best possible loan to meet your needs. Whether you are looking to purchase a home or refinance your existing loan to pull cash out, American Heritage Lending makes the process simple and easy!

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800-745-9280

Mon-Fri (8am - 6pm)
Sat-Sun (10am - 2pm)

19800 MacArthur Blvd.
Irvine, CA 92612

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Someone will reach out to you within 24 hours to talk to you about your funding scenario.

ABOUT OUR COMPANY

A LENDER YOU CAN TRUST

American Heritage Lending prides itself on providing superior service, and our experienced staff is here to help you every step of the way. Our highly trained Account Executives and Loan Officers work with clients to structure loans and provide real solutions for difficult loans that were rejected by traditional lenders or Government automated underwriting methods.

With over $1 Billion in loans funded, we have experience in all facets of real estate lending. We understand the complexities of serving this niche market. We are a direct lender handling loan submission to funding in-house. We bring a simple, unparalleled, common-sense approach to underwriting loans, making American Heritage Lending, Inc. the only sensible choice.

Apply Now
800-745-9280

WHAT WE OFFER

Our Featured Services

Qualify with no income documentation required using personal & business bank statements, P&L statements, or DSCR rental lease agreements.

FIX & FLIP LOANS

Flexible long-term fix and flip financing for real estate investors acquiring and renovating residential properties.

  • Fix and flips
  • Distressed properties
  • Non-arm’s length transactions.
  • 6 to 24 month interest-only loans

DSCR RENTAL LOANS

Easier financing for investment properties as they require less paperwork and provide fast loan approvals and funding.

  • Single family
  • Condos
  • Townhomes
  • Multi-family 2-4 units

REFINANCE LOANS

Every day we make loans banks can’t – to borrowers who don’t qualify, on properties that aren’t feasible, in unmatchable time frames.

  • SFR
  • Condo
  • Apartment
  • Complex

BRIDGE LOANS

Efficient short-term financing for real estate investors buying, renovating and selling residential properties.

  • Single family
  • Condos
  • Townhomes
  • Multi-family 2-4 units

WE LOOK AT THE BIGGER PICTURE

Not everyone fits into the strict underwriting guidelines found in conventional or government mortgage programs.

Each loan for our clients is unique, and we find a way to say “YES”! We work for you and typically achieve a “no-doc” close in as few as 5 days.

EXPERIENCED TEAM

American Heritage Lending has built a great reputation with RE Investors by offering consistently superior service.

Our experienced staff, from our dedicated Account Managers to our senior management, are here to help you find the best loan program to fit your scenario’s needs.

REAL ESTATE LOAN PROGRAMS

American Heritage Lending offers business purpose loans for property investment and real estate businesses.

  • Fix & Flip
  • Long Term Rental (DSCR)
  • Refinance
  • Bridge

Apply Now!

American Heritage Lending prides itself on providing superior service, and our experienced staff is here to help you every step of the way.

Apply Now
800-745-9280

TESTIMONIALS

WHAT PEOPLE ARE SAYING

Jerrod Araya

Happy Buyer, CA - 05/2018

I AM YOUR BIGGEST FAN!!!

Just a note of appreciation to you and your team, you always step up to the plate, such a pleasure to work with such an amazing team!!

Ken Shan

Happy Client, TX - 01/2019

AMAZING EXPERIENCE!

Thank you so much. This has been by far, the best loan process I had. You all have all set the bar pretty high. Thank you again for everything.

Felipe Pena-Diaz

Happy Buyer, CA - 04/2022

the best loan officers!

Greg Valencia has been amazing since I first spoke to him a few months ago. Paula Lewis (processor) was always on top of everything so we wouldn’t fall behind...

Now You’re Talking to The Right Lender!

Get started today. Simply check a few boxes on the form above, and we’ll contact you to explain the options available. No cost. No obligation. Completely confidential.