Non QM Insights From Team AHL
The Leader In Non QM Lending Since 2008
BRRRR Loans: A Wholesale Broker’s Financing Guide
BRRRR loans let your investor clients recycle one pool of capital across an entire rental portfolio, and AHL funds both halves of the strategy in house.The BRRRR method (Buy, Rehab, Rent, Refinance, Repeat) is how a growing number of your investor clients build rental...
2026 Condo Rule Changes: What Brokers Need to Know
The 2026 condo rule changes loosened some requirements and tightened others, but the biggest shift is moving from a more LTV-based approach to a full look at the HOA's financial health. Rules loosened in some areas, but scrutiny increased overall. That is the honest...
1099 Mortgage Loans: A Wholesale Broker’s Playbook
1099 mortgage loans qualify your independent contractor clients on the income their 1099s report, not the number left after Schedule C write-downs. A growing share of the borrowers your partners work with are paid on a 1099 instead of a W-2. Real estate agents,...
DSCR Financing for Non-Warrantable Condos: A Wholesale Broker’s Playbook
A non-warrantable condo is any condominium project that fails Fannie Mae or Freddie Mac eligibility. Conventional financing is off the table. The deal still closes, but only if the broker knows where to take it. Non-warrantable condo deals used to be a niche corner of...
Primary Residence Bridge Loans: A Broker’s Guide
Bridge loans let a homeowner buy their next house before they sell the current one. Brokers who can place this product give their clients a real edge on competitive purchase deals. In a market where inventory is tight and contingent offers get rejected, the bridge...
The Broker’s Guide to Homeownership Month Conversations
For an experienced non-QM broker, National Homeownership Month doesn't supply a reason to talk to your database — you already have plenty. What it supplies is permission to reopen conversations that went quiet, and a calendar hook your referral partners will actually...
Rehab Budget Best Practices: Scope of Work for Flip Financing
A well-constructed rehab budget is the foundation of successful fix and flip financing—it demonstrates project viability to lenders, guides contractor negotiations, and provides the roadmap for draw requests throughout renovation. For brokers helping investors secure...
Exit Strategies for Fix & Flip Investors: Sell vs Refinance Analysis
Every fix and flip project reaches a decision point: sell the renovated property for immediate profit or refinance into a rental loan and build long-term wealth through cash flow and appreciation. For brokers advising investor clients, understanding when each exit...
Understanding ARV: How to Evaluate After Repair Value for Flip Loans
After repair value (ARV) is the foundation of every fix and flip transaction—it determines maximum loan amount, shapes deal economics, and ultimately decides whether a flip succeeds or fails. For brokers originating fix and flip loans, understanding how ARV is...
Fix and Flip Loans for Brokers: Complete Wholesale Partner Guide
Fix and flip loans represent one of the highest-value opportunities in wholesale mortgage—with average loan amounts exceeding $300,000 and repeat borrowers who need financing for multiple projects annually. For brokers who master this product category, fix and flip...