NON-DEL / DELEGATED
We're here to guide you with a loan approval that will satisfy your warehouse bank, and provide confidence in an ever changing market.
Become A Partner
Find out more about American Heritage Lending TPO Programs.
Complete the form below, an account executive will reach out to you.
A mortgage designed for self employed borrowers that uses alternate income verification.
Designed for experienced real estate investors, qualify with rental income / cashflow from the subject property.
A 1099 wage earner solution for self employed borrowers with no tax returns required.
Designed for non-permenent residents seeking to purchase or refinance an investment property or second home.
A solution for borrowers with substantial assets that are used to qualify the loan.
For the borrower that can verify their income through traditional measures. Such as, Tax Returns and W2's, or paystubs.
Products We Offer
Correspondent Forms & Resources
Commonly used forms, documents, tools, and downloads for correspondents.
American Heritage Lending offers business purpose loans for property investment and real estate businesses.
Qualify the borrower based on the cashflow of the subject property.
LTV Stack is the ability to finance correspondent fees or discount points into the loan.
May allow more attractive terms to the borrower.
Loan Exception Request Form
We recognize every borrower does not fit within the standard guidelines. We use a common sense approach to find ways to qualify your borrower.
Non-Delegated Loan Submission Form
Complete this form to submit your loan.
ABOUT OUR COMPANY
A LENDER YOU CAN TRUST
American Heritage Lending prides itself on providing superior service, and our experienced staff is here to help you every step of the way.
Our highly trained Account Executives and Underwriters work with clients to structure loans and provide real solutions for difficult loans that were rejected by traditional lenders or Government automated underwriting methods.
With over $1 Billion in loans funded, we have experience in all facets of real estate lending. We understand the complexities of serving this niche market. We are a direct lender handling loan submission to funding in-house.
We bring a simple, unparalleled, common-sense approach to underwriting loans, making American Heritage Lending, LLC. the only sensible choice.
States We Lend In
Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario. Give us a call to see what we can do for you.