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Programs to suit borrowers unique needs. A dedicated team of experienced professionals offering dynamic partnerships. Product training, support and competitive programs.

Become A Partner
(855) 340-9892

Become A Partner

Find out more about American Heritage Lending TPO Programs.
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bank-statement

Bank Statement

A mortgage designed for self employed borrowers that uses alternate income verification.

All Star
Rising Star
DSCR LOANS

DSCR Loans

Designed for experienced real estate investors, qualify with rental income / cashflow from the subject property.

Invest Star
1099 Loans (1)

1099 Loans

A 1099 wage earner solution for self employed borrowers with no tax returns required.

All Star
Rising Star
currency-exchange

Foreign National

Designed for non-permenent residents seeking to purchase or refinance an investment property or second home.

All Star
Rising Star
debt

Asset Qualifier

A solution for borrowers with substantial assets that are used to qualify the loan.

All Star
Rising Star
tax

Full Doc

For the borrower that can verify their income through traditional measures. Such as, Tax Returns and W2's, or paystubs.

All Star
Rising Star
bridge

Bridge Star

Bridge the gap to your dream home with our Bridge Star Loan. Pay off your current loan and secure the cash needed for your new home's down payment.

Bridge Star
christmas-stars

Prime Star

Jumbo loans up to $4M, designed exclusively for owner-occupied and second homes.
 

Prime Star

Products We Offer

Broker Forms & Resources

Commonly used forms, documents, tools, and downloads for brokers.

Loan Submission Form

Complete this form to submit your loan.

Download

Condo Questionnaire

A form specifically for condo loan submissions.

Download

Galaxy User Guide

A step by step guide on how to use our Galaxy Portal to submit all forms.

Download

Preferred Vendor Form

A list of vendors you may prefer to use for settlement of the loan.

Download

DSCR Calculator

A tool to help you calculate the debt service coverage ratio for your loan.

Download

Stacking Tool

LTV Stacking is the ability to finance broker fees or discount points into the loan.

May allow more attractive terms to the borrower.

Download

Bank Statement Narrative

Not everyone fits into a traditional mortgage program. This program is designed for self employed borrowers using alternate methods of income verification.

Download

Loan Document Request Form

Summarizes the fees associated with your loan.

Download

Loan Exception Request Form

Use this form to request an exception to our guidelines.

Download

ABOUT OUR COMPANY

A LENDER YOU CAN TRUST

American Heritage Lending prides itself on providing superior service, and our experienced staff is here to help you every step of the way.

Our highly trained Account Executives and Underwriters work with clients to structure loans and provide real solutions for difficult loans that were rejected by traditional lenders or Government automated underwriting methods.

With over $1 Billion in loans funded, we have experience in all facets of real estate lending. We understand the complexities of serving this niche market. We are a direct lender handling loan submission to funding in-house.

We bring a simple, unparalleled, common-sense approach to underwriting loans, making American Heritage Lending, LLC. the only sensible choice.

Become A Partner
(855) 340-9892

OUR REVIEWS