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Products We Offer
Bank Statement
A mortgage designed for self-employed borrowers that uses alternate income verification.
DSCR Loans
Designed for experienced real estate investors who qualify with rental income/cash flow from the subject property.
DSCR 5-10 Unit Loans
Designed for experienced investors who qualify with rental income/cash flow for 5-10 multifamily unit properties.
1099 Loans
A mortgage designed for self-employed borrowers that uses alternate income verification.
Asset Qualifier
A mortgage designed for self-employed borrowers that uses alternate income verification.
Full Doc
A mortgage designed for self-employed borrowers that uses alternate income verification.
Bridge Star
With our Bridge Star Loan, you can bridge the gap to your dream home. Pay off your current loan and secure the cash needed for your new home’s down payment.
Foreign National
A mortgage designed for self-employed borrowers that uses alternate income verification.
Broker Forms & Resources
Loan Submission Form
Complete this form to submit your loan.
DSCR Calculator
Stacking Tool
LTV Stacking is the ability to finance broker fees or discount points on the loan.
May allow more attractive terms to the borrower.
Bank Statement Narrative
Not everyone qualifies for a traditional mortgage program. This program is designed for self-employed borrowers who use alternate methods of income verification.
Condo Questionnaire
A form specifically for condo loan submissions.
Loan Exception Request Form
A tool to help you calculate the debt service coverage ratio for your loan.
Galaxy User Guide
A step-by-step guide on how to use our Galaxy Portal to submit all forms.
ABOUT OUR COMPANY
A LENDER YOU CAN TRUST
Our highly trained Account Executives and Underwriters work with clients to structure loans and provide real solutions for difficult loans that were rejected by traditional lenders or Government automated underwriting methods.
With over $1 Billion in loans funded, we have experience in all facets of real estate lending. We understand the complexities of serving this niche market. We are a direct lender handling loan submission to funding in-house.
We bring a simple, unparalleled, common-sense approach to underwriting loans, making American Heritage Lending, LLC. the only sensible choice.