by Eric Krattenstein | Jan 12, 2026 | DSCR Insights, Non-QM Lending, Tips and Tricks
The Debt Service Coverage Ratio (DSCR) measures whether an investment property generates sufficient rental income to cover its mortgage payment. For brokers originating non-QM loans, understanding DSCR calculations is essential for qualifying investor clients and...
by Eric Krattenstein | Jan 5, 2026 | DSCR Insights, Non-QM Lending, Tips and Tricks
A DSCR loan (Debt Service Coverage Ratio loan) is a mortgage product that qualifies borrowers based on the rental income a property generates rather than the borrower’s personal income. For mortgage brokers serving real estate investors, DSCR loans have become...
by Eric Krattenstein | Jul 17, 2025 | DSCR Insights, Non-QM Lending, Tips and Tricks
As the multifamily lending landscape continues to evolve, brokers and mortgage professionals are in a unique position to capitalize on an increasingly dynamic and underexplored niche: 5–10 unit multifamily properties. While this segment has long existed between the...
by Eric Krattenstein | May 27, 2025 | Non-QM Lending, Tips and Tricks
Introduction Non-qualified mortgage (Non-QM) loans are no longer a niche product. In 2025, they’ve become an essential offering for mortgage professionals looking to serve a diverse range of borrowers—including the self-employed, real estate investors, retirees, and...
