by Eric Krattenstein | Mar 16, 2026 | DSCR Insights, Market Analysis, Non-QM Lending
Every fix and flip project reaches a decision point: sell the renovated property for immediate profit or refinance into a rental loan and build long-term wealth through cash flow and appreciation. For brokers advising investor clients, understanding when each exit...
by Eric Krattenstein | Mar 9, 2026 | Market Analysis, Non-QM Lending
After repair value (ARV) is the foundation of every fix and flip transaction—it determines maximum loan amount, shapes deal economics, and ultimately decides whether a flip succeeds or fails. For brokers originating fix and flip loans, understanding how ARV is...
by Eric Krattenstein | May 12, 2025 | Market Analysis
The mortgage industry is undergoing a profound transformation, significantly influenced by the rapid growth of self-employed individuals and the burgeoning gig economy. Across the United States—from the tech-centric hubs of California and the entrepreneurial spirit...
by Eric Krattenstein | Mar 31, 2025 | Market Analysis
In today’s dynamic housing market, the mortgage landscape is evolving faster than ever before. With millions of borrowers falling outside traditional lending boxes, the rise of non-qualified mortgage (non-QM) lending represents one of the most important shifts in the...
