by Eric Krattenstein | Mar 23, 2026 | Market Analysis, Non-QM Lending
A well-constructed rehab budget is the foundation of successful fix and flip financing—it demonstrates project viability to lenders, guides contractor negotiations, and provides the roadmap for draw requests throughout renovation. For brokers helping investors secure...
by Eric Krattenstein | Mar 16, 2026 | DSCR Insights, Market Analysis, Non-QM Lending
Every fix and flip project reaches a decision point: sell the renovated property for immediate profit or refinance into a rental loan and build long-term wealth through cash flow and appreciation. For brokers advising investor clients, understanding when each exit...
by Eric Krattenstein | Mar 9, 2026 | Market Analysis, Non-QM Lending
After repair value (ARV) is the foundation of every fix and flip transaction—it determines maximum loan amount, shapes deal economics, and ultimately decides whether a flip succeeds or fails. For brokers originating fix and flip loans, understanding how ARV is...
by Eric Krattenstein | May 12, 2025 | Market Analysis
The mortgage industry is undergoing a profound transformation, significantly influenced by the rapid growth of self-employed individuals and the burgeoning gig economy. Across the United States—from the tech-centric hubs of California and the entrepreneurial spirit...
by Eric Krattenstein | Mar 31, 2025 | Market Analysis
In today’s dynamic housing market, the mortgage landscape is evolving faster than ever before. With millions of borrowers falling outside traditional lending boxes, the rise of non-qualified mortgage (non-QM) lending represents one of the most important shifts in the...
