AHL Enhanced DSCR & Investment Calculator

Comprehensive debt service coverage, cash flow analysis, and investment metrics tool. Calculate DSCR ratios, cash-on-cash returns, cap rates, and vacancy impact analysis for investment property financing decisions.

Enhanced DSCR & Investment Calculator
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Property Value & Loan Details
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30-Year Fixed

Traditional fully amortizing loan with consistent P&I payments

40-Year w/ 10yr I/O

Interest-only payments for first 10 years, then amortizing

$0
Monthly P&I Payment
0%
Loan-to-Value
$0
Total Cash Invested
2
Income & Operating Expenses
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3
DSCR Analysis & Investment Metrics
📊 AHL Comprehensive Investment Analysis
0.00
Institutional DSCR
(NOI ÷ Annual Debt Service)
⏱ Complete steps above to calculate
0.00
Gross Rent DSCR
(Gross Rent ÷ PITIA)
ℹ️ Quick Screening Tool
$0
Effective Gross Income
$0
Net Operating Income
0.00%
Cap Rate
0.00%
Cash-on-Cash Return
$0
Total Operating Expenses
$0
Monthly Cash Flow

💡 Simplified Gross Rent Method Metrics

Quick analysis using gross rent and PITIA only (commonly used for DSCR loans)

$0
Monthly Net Income
(Gross Rent - PITIA)
$0
Annual Net Income
(Before OpEx)
0.00%
Gross CoC Return
(Simple Method)
📌 Note: This simplified method doesn't account for vacancy, management fees, or maintenance - useful for quick DSCR loan qualification estimates.

🧮 Monthly Expense Breakdown

Principal & Interest $0
Property Taxes $0
Insurance $0
HOA Fees $0
Property Management $0
Maintenance & Repairs $0
Total Monthly Expenses $0

⚠️ AHL Vacancy Impact Analysis

DSCR at 0% Vacancy 0.00
DSCR at 5% Vacancy 0.00
DSCR at 10% Vacancy 0.00
DSCR at Current Rate (5%) 0.00

Get Started On Your Next DSCR Loan Today