Non-QM Loan Programs That Drive Success

This Is What Working With the Right Partner Feels Like

At American Heritage Lending, we believe partnership goes beyond products. Whether you’re a seasoned mortgage broker, correspondent lender, or real estate professional, we’re here to support your growth with flexible lending solutions, responsive service, and a relationship-driven approach. When you work with us, you’re not just getting access to loan programs — you’re gaining a team that’s committed to your long-term success.

Our partners benefit from a wide range of loan options, including DSCR for rental property investors, Bridge Loans for primary residences, and other Non-QM products, all designed to help you serve more borrowers in today’s fast-moving market. Looking for a competitive edge? Our industry-leading Fee Stacking program allows broker fees, realtor fees, and discount points to be financed into the loan without the usual pricing penalty associated with increased leverage.

We know speed is critical, which is why our process is built for efficiency. With in-house underwriting, fast approvals, and direct access to decision-makers, we help you close more deals with less friction.

Every partner is assigned a dedicated Account Executive — someone who understands your goals, speaks your language, and acts as a true extension of your business. You’ll never get lost in a call center queue or be left wondering where your file stands. Plus, our tech-forward portal gives you real-time visibility into your pipeline, making it easy to manage files, communicate with our team, and keep deals moving.

Our technology-first approach and transparent loan process is designed to provide partners with full visibility into your deals and zero surprises at closing. And because we’re invested in your success, we offer more than just back-end support — we provide ongoing training, marketing tools, and sales enablement to help you scale your business.

If you’re ready to work with a lender that values speed, service, and strategy, we’re ready to help you grow. Join our network of high-performing professionals and experience what true partnership looks like.

Work With a Non-QM Lender That Gets It

If you’re a real estate professional searching for a reliable Non-QM lending partner, you’ve come to the right place. At American Heritage Lending, we specialize in empowering mortgage brokers, loan officers, and correspondent lenders with a full suite of Non-QM loan products, competitive pricing, and the kind of hands-on support that helps you close more deals and build lasting client relationships.

Flexible Non-QM Solutions for Today’s Borrowers

We understand the evolving landscape of real estate financing — where traditional guidelines no longer fit every borrower. That’s why we offer a wide range of flexible Non-QM solutions, including:

• DSCR loans for real estate investors

• Bank statement loans for self-employed borrowers

• Asset utilization programs for high-net-worth clients

These loan products are designed to help you serve more borrowers and compete in a growing market.

Broker and Correspondent Focused Support

Whether you’re an individual broker or a correspondent lender operating at scale, our team works as an extension of your business. From file setup to funding, you’ll have access to a dedicated Account Executive and in-house operations staff who prioritize speed, transparency, and communication. No call center walls. No mystery conditions. Just real support from real people who know Non-QM inside and out.

Competitive Programs. Transparent Pricing. Real Results.

We’re committed to building long-term partnerships, not one-off transactions. That means consistent turn times, flexible guidelines, and top-tier pricing that reward your effort. Plus, we invest in your growth with marketing support, educational resources, and intuitive tech that helps you manage and scale your pipeline with confidence.

Let’s Build Something Profitable — Together

If you’re ready to partner with a Non-QM lender who understands the needs of brokers, loan officers, and correspondent teams, American Heritage Lending is ready to deliver. Apply today and experience what it means to work with a lender that truly has your back.